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Assurance pour les risques locatifs du voilier
Les bateaux de location sont assuré par le loueur, pour les risques dus à la navigation (accrochage, échouage …) pour cette assurance il y a une caution
(de 3000 à 5000 euro suivant la taille du bateau), cette caution est à charge du Locataire.
En tant que skipper et responsable de la location du bateau, je suis responsable et dépositaire de cette caution.
Je prends une assurance payé par l’organisation (compris dans le prix global) qui comprend deux volets
- Une assurance rachat de franchise, (en cas de problème le loueur saisi la caution et déduis le montant de la réparation avec un maximum qui est le montant de la caution)
l’assurance a donc pour but de rembourser cette caution en cas de problème
- Une assurance annulation sur le montant de la location du bateau. Etant le skipper responsable si j’ai un problème (maladie, accident …)
me rendant indisponible la croisière est annulé et le montant total de la location pourra être remboursé
Assurance pour les participants
N’étant pas une organisation commerciale il n’y a pas d’assurance couvrant les participants individuellement
> En cas d’annulation pour raison personnel
vous devez trouver un remplaçant (je vous aide à trouver) sans quoi les sommes déjà versées serons perdues
> En cas de problème en plongée : un plongeur L.I.F.R.A.S. en ordre de cotisation et de visite médicale dispose d’une assurance pour accidents de plongées ainsi qu’une assurance rapatriement (valable uniquement pour un accident de plongées)
> En cas de problème pendant la croisière (voyage aller-retour en voiture, incident pendant la croisière, blessure, chute, maladie… ) Il est important de posséder une assurance voyage type :
(Mondial assistance, Touring assistance, Ethias assistance etc…couverture général, voiture, vacance, voyage) pour la période de votre voyage ou mieux pour toute l’année
> En cas de maladie ou d’une consultation médical il est important d’être en ordre au niveau de votre mutuelle
(consulter votre mutuelle sur le remboursement des soins à l’étranger «règlement européen du 01.05.2010 »)
> En cas d’annulation pour raison : Médical / Accident / Décès / Conditions de travail /circonstance administrative ...
Vous n'avez pas encore d'assurance annulation? Vous pouvez en souscrire une lors de la réservation du voyage.
Il n’est évidemment pas possible de s’assurer vite fait une fois passée la date de départ.
Avec L’assurance annulation temporaire de Touring : Touring No Stop Tempo
Pour 33,00 € par personne (prix 2018) vous pouvez avoir une assurance annulation
Points forts :
- Assurance annulation jusqu’à 1.000€ par personne
- Assurance bagages jusqu’à 1.000€ par personne
- Assurance compensation de voyage jusqu’à 1.000€ par personne
- Pas de franchise
Voyages couverts
- Voyages couverts
Tous les voyages privés à l’étranger d’un montant supérieur à 150€ par personne ou 250€ pour une famille. Pour les voyages en Belgique, ils sont couverts à partir de 3 nuitées.
- Toutes les formules de voyages sont couvertes : city-trips, croisières, locations, clubs,…
- Tous les moyens de transports sont couverts : avion, train, bateau, location de voiture,…
- Tous les modes de réservation sont couverts : internet, agences de voyages,…
- Toutes les activités sur le lieu de vacances sont couvertes : réservation de spectacles, parcs d’attraction, événements,…
Souscription individuelle en ligne ( par carte bancaire ou carte de crédit)
Intéressé, un clic sur ce lien :
Assurance annulation voyage Touring No Stop Tempo
Ce type d'assurance convient au type d'organisation de Croisière voile plongées
C'est une Assurance individuelle et FACULTATIVE
